David Kindness is a Certified Public Accountant (CPA) and an expert in the fields of financial accounting, corporate and individual tax planning and preparation, and investing and retirement planning.

Social Security uses your top 35 income years, adjusted for inflation, to calculate benefits. Claiming benefits before full retirement age leads to permanently reduced monthly payments. Delaying ...

1994 was the year that federally mandated low-flow showerheads, faucets, and toilets started to appear on the scene in significant numbers. How can you conform to the standards and help increase ...